Capital Region Habitat for Humanity offers two core services to strengthen our communities
Homeownership and an Existing Home Repair Program
These services are designed to provide families with safe, affordable housing solutions that foster stability, dignity, and hope.
Our homeownership program provides an opportunity for low-income families to achieve the dream of owning a safe and affordable home. CRHFH is currently focused on renovating one property per year—typically a single-wide manufactured home—and selling it to a qualifying family at no profit, with an affordable mortgage and zero interest.
​
We prioritize manufactured home renovations because they offer one of the lowest-cost paths to homeownership, creating sustainable solutions for families in need.
​
Interested in applying? Start here:
HOMEOWNERSHOP PROGRAM
​HOME REPAIR PROGRAM​
Our Existing Home Repair Program assists low-income homeowners in maintaining safe, decent, and accessible housing. This includes essential repairs like roof replacements, weatherization upgrades, and accessibility improvements (e.g., ramps, walk-in showers).
We view repairs as a partnership—not a handout. Homeowners contribute “sweat equity” by participating in the repair process alongside volunteers.
Typical Repairs Include:
-
Roof replacement
-
Window and door replacements
-
Bathroom safety modifications
-
Accessibility ramps
-
Electrical and plumbing updates
-
General structural repairs
​
CRHFH Repair Application (Download, Print and Mail)
​
CRHFH Repair Application (Online)
​
EMERGENCY REPAIRS
We offer limited Rapid Response Repairs to address urgent housing needs such as unsafe living conditions or extreme weather damage. Due to funding and volunteer availability, not all emergencies can be met—but we encourage those in crisis to contact us.
​
Emergency Line: 603-242-2718
​​​
SERVICE AREA
Applicants must reside in one of the following New Hampshire towns:
Allenstown, Boscawen, Bow, Canterbury, Chichester, Concord, Dunbarton, Epsom, Henniker, Hopkinton, Loudon, Pembroke, Penacook, Pittsfield, Salisbury, Warner, or Webster.​​
DO YOU QUALIFY?
Here’s what we look for in qualifying applicants:
Type of Project
The project must be related to safety, accessibility, or basic home dignity and require fewer than 200 man-hours.
Homeownership
You must own and live in the home needing repair.
Insurance
Active homeowner’s insurance is required.
Income Eligibility
Your household income must be at or below 80% of the median income for Merrimack County.
Financial Limits
Total household assets should not exceed $25,000.
Loan Participation
You may be required to apply for a home repair loan via the New Hampshire Housing Finance Authority (NHHFA). The total of your current mortgage and new loan must not exceed 97% of your home’s value. Maximum loan amount: $20,000.
Willingness to Partner
Applicants must be willing to contribute sweat equity, which will be tailored to your ability and age.​​
PLANNING & EXECUTION
Each repair project is led by a CRHFH Project Manager, who organizes materials, volunteers, and timelines. While most work is done by volunteers, licensed contractors may be used for specialized tasks. All labor is free of charge and no administrative fees are added.
​
Homeowners must prepare the site for work to the best of their ability. We’ll work with you to ensure a safe environment.
APPLICATION PROCESS
-
Submit a completed repair application, proof of income, proof of ownership, and homeowners insurance.
-
If eligible, we’ll schedule a home visit to assess project scope.
-
A recommendation will be made to the CRHFH Board of Directors.
-
Upon approval, you’ll begin the financing process (if needed), and project planning will begin.
